FORECLOSURE SALE NOTICE
Default in the payment of principal and interest has occurred under the terms of a Promissory Note (the “Note”) dated October 15, 2015, executed and delivered by Lyn G. Warner (“Mortgagor”) to Platte Valley Bank, and a real estate Mortgage (the “Mortgage”) of the same date securing the Note, which Mortgage was executed and delivered by said Mortgagor, to said Mortgagee, and which Mortgage was recorded on October 19, 2015, at Reception No. 635536, in Book 500, at Page 249, modified pursuant to a Loan Modification recorded on March 8, 2021, at Reception No. 686984, in Book 543, at Page 662, and modified again by a Loan Modification recorded on July 26, 2021, at Reception No. 691264, in Book 548, at Page 167, and corrected pursuant to the Corrective Assignment of Mortgage recorded on February 28, 2023, at Reception No. 706181, in Book 562, at Page 917, in the public records in the office of the County Clerk and ex-officio Register of Deeds in and for Platte County, Wyoming.
The Mortgage was assigned for value as follows:
Assignee: Freedom Mortgage Corporation
Assignment dated: September 28, 2022
Assignment recorded: September 29, 2022
Assignment recording information: at Reception No. 702918, in Book 560, at Page 165
All in the records of the County Clerk and ex-officio Register of Deeds in and for Platte County, Wyoming.
The Mortgage contains a power of sale which, by reason of said default, the Mortgagee declares to have become operative, and no suit or proceeding has been instituted at law to recover the debt secured by the Mortgage or any part thereof, nor has any such suit or proceeding been instituted and the same discontinued.
Written notice of intent to foreclose the Mortgage by advertisement and sale has been served upon the record owner and the party in possession of the mortgaged premises at least ten (10) days prior to the commencement of this publication, and the amount due upon the Mortgage as of July 23, 2026 being the total sum of $147,297.08, plus interest, costs expended, late charges, and attorney fees accruing thereafter through the date of sale.
WHEREAS, the property being foreclosed upon may be subject to other liens and encumbrances that will not be extinguished at the sale. Any prospective purchaser should research the status of title before submitting a bid. Prospective purchasers must tender proof of funds at the time of sale.
If the foreclosure sale is set aside for any reason, the Purchaser at the sale shall be entitled only to a return of his/her/its money paid. The Purchaser shall have no further recourse against the Mortgagee, Mortgagor, Servicer, or their attorneys.
NOW, THEREFORE, Freedom Mortgage Corporation, as Mortgagee, will have the Mortgage foreclosed by law by causing the mortgaged property to be sold at public venue by the Sheriff or Deputy Sheriff in and for Platte County, Wyoming to the highest bidder for cash at 10:00 o’clock in the forenoon on August 27, 2026 on the courthouse steps for the Platte County Courthouse located at 800 9th St Wheatland, WY 82201 , for application to the above-described amounts secured by the Mortgage, said mortgaged property being described as follows:
The South 75 Feet of Lot H in the West Subdivision to the Town of Guernsey, Platte County, Wyoming.
With an address of 479 S. Iowa Ave, Guernsey, WY 82214 (the undersigned disclaims liability for any error in the address).
Together with all improvements thereon situate and all fixtures and appurtenances thereto.
Mortgagee shall have the exclusive right to rescind the foreclosure sale during the redemption period. In the event that the sale is rescinded or vacated for any reason, the successful purchaser shall only be entitled to a refund of his/her/its purchase price and/or statutory interest.
Important Notice to Potential Bidders: Federal law administered by the Financial Crimes Enforcement Network (“FinCEN”), a bureau of the U.S. Department of the Treasury, requires certain residential real estate transactions to be reported to the federal government. If you are the winning bidder at auction, you may be required to provide identifying information about yourself and, if applicable, any entity or trust purchasing the property. This information is required by federal law and must be provided to complete the sale. Failure to provide required information after the sale may delay or prevent issuance of the foreclosure deed.
Dated: July 10, 2026 Freedom Mortgage Corporation
By: ____________________________________Lewis N. Stoddard
Halliday, Watkins & Mann, P.C.
376 East 400 South, Suite 300
Salt Lake City, UT 84111
801-355-2886
HWM File # WY21043
Public Notice No. 12136 published in the Platte County Record-Times July 22, 29 and August 5 and 12, 2026
